Life insurance seems to be that one extra bill that no one wants. Since Life insurance is not mandatory like auto and home insurance, it can easily be overlooked. However Life insurance will help you make sure your family is provided for, your child’s educational needs are taken care of, and that your children won’t have to worry about their future. Life insurance helps take care of your loved one's immediate and future financial needs following your death. Immediate needs can include funeral expenses, uninsured medical costs and current bills and debts. Future needs include income replacement, education plans, ongoing family obligations, emergency funds, retirement expenses and funeral expenses. Catalano & Steffani Insurance Group will determine your life insurance needs so you are comfortable in making the right decision for your life insurance plan.